There are literally millions of car accidents that happen every year in the United States. No one is exempt from these car accidents either. On average, Americans will be in one accident about once every 17 years, meaning that most Americans will be involved in an accident in some way about four times in their lifetime. And every year, insurance agencies spend millions of dollars investigating these claims to ensure that these accidents are legitimate, reported injuries are truly related, and vehicle damage claims are not fraudulent.
The sad reality is that too many times, individuals try to scam the system and blame others for car accidents through fraudulent claims and staged accidents. Insurance companies realize this and spend significant resources to crack down on accident claims, but unfortunately, too many cases still slip through the cracks.
Insurance companies classify these types of accident scams into two groups: soft fraud and hard fraud claims. Soft fraud claims are very common, and usually involve exaggerated injuries stemming from real accidents OR past injuries connected unrelated auto accidents. Hard fraud claims revolve around staged accidents that result in real or fake injuries. Those involved in hard fraud claims can face civil and criminal charges.
No matter how significant the false accident claims are, if you are targeted as the at fault party, you need to be prepared and your legal rights must be protected. Unfortunately, fraudulent claims can’t be prevented, but you don’t have to become the targeted victim. Don’t let a scam artist’s lowly and deceitful actions cost you money, time, and a good driving reputation. Fortunately though, you can take steps to protect yourself from being taken advantage of by a car accident scam artist.
What to Do at the Scene of an Accident
As a Toledo traffic lawyer representing clients throughout Toledo and Northwest Ohio, I have years of experience helping individuals facing traffic offense charges receive the best possible outcomes for their cases. If you’ve been unfairly charged for a motor vehicle accident that was outside of your control, you deserve to have someone on your side to defend your rights. To learn more about staged car accidents, or your legal rights when faced with a traffic offense, contact my Toledo law office today.